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Texas · Life, Accident, Health and HMO

Texas Life & Health: find the outline sections that are still costing you points.

The official Pearson VUE outline takes effect September 1, 2026. It scores 130 items across 13 sections. This guide maps those sections to the Texas Insurance Code and a free 15-question weak-spot check.

Free · 8 minutes

Find the sections still costing you points.

Fifteen original questions across the official sections. No email or card required. Not an official exam and not a pass prediction.

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Official scored structure

130 scored items. The real exam also includes unscored pretest items that this guide does not simulate. Counts come from the Pearson VUE Texas Insurance Supplement effective September 1, 2026.

  1. Types of life policies

    §1101.005 grace period · §1101.006 incontestability

    15 scored items
  2. Riders, provisions, and options

    §1101.005 grace period · §1101.006 incontestability

    15 scored items
  3. Application and underwriting

    §705.051 — material misrepresentation

    12 scored items
  4. 8 scored items
  5. Types of health policies

    §843.002 — emergency care / prudent layperson

    16 scored items
  6. Health provisions

    §1201.271 — application alteration

    15 scored items
  7. 6 scored items
  8. 5 scored items
  9. Field underwriting

    §1201.271 — application alteration

    8 scored items
  10. Texas common statutes

    §4001.201 — appointment required

    14 scored items
  11. Texas life statutes

    §1101.005 grace period · §1101.006 incontestability

    6 scored items
  12. Texas health statutes

    §1501.002 — small employer (2–50)

    7 scored items
  13. Texas HMO statutes

    §843.002 — emergency care / prudent layperson

    3 scored items

Guides in this cluster

Official outline

Always confirm candidate requirements on the current Pearson VUE document before you sit. ExamRefine is independent study help, not the testing vendor.

Open the official Texas exam outline

Independent exam preparation

ExamRefine is not the official exam, an approved prelicensing course, or a guarantee of licensure. It is not affiliated with or endorsed by the Texas Department of Insurance, Pearson VUE, or any insurer. Questions are original and mapped to official public sources. They are not recalled live-exam items.