Texas · Life, Accident, Health and HMO
Texas Life & Health: find the outline sections that are still costing you points.
The official Pearson VUE outline takes effect September 1, 2026. It scores 130 items across 13 sections. This guide maps those sections to the Texas Insurance Code and a free 15-question weak-spot check.
Free Texas Life & Health check
Map your study plan to the official Texas outline.
Use this guide’s section map and official-source links, then try the free 15-question Texas Life & Health check to see what to practice next. No email or card required.
Official scored structure
130 scored items. The real exam also includes unscored pretest items that this guide does not simulate. Counts come from the Pearson VUE Texas Insurance Supplement effective September 1, 2026.
- Types of life policies15 scored items
§1101.005 grace period · §1101.006 incontestability
- Riders, provisions, and options15 scored items
§1101.005 grace period · §1101.006 incontestability
- Application and underwriting12 scored items
§705.051 — material misrepresentation
- 8 scored items
- Types of health policies16 scored items
§843.002 — emergency care / prudent layperson
- Health provisions15 scored items
§1201.271 — application alteration
- 6 scored items
- 5 scored items
- Field underwriting8 scored items
§1201.271 — application alteration
- Texas common statutes14 scored items
§4001.201 — appointment required
- Texas life statutes6 scored items
§1101.005 grace period · §1101.006 incontestability
- Texas health statutes7 scored items
§1501.002 — small employer (2–50)
- Texas HMO statutes3 scored items
§843.002 — emergency care / prudent layperson
Guides in this cluster
Official outline
Always confirm candidate requirements on the current Pearson VUE document before you sit. ExamRefine is independent study help, not the testing vendor.
Open the official Texas exam outlineCommon questions
- Is this the official Texas Life & Health exam?
- No. ExamRefine is independent study help. The scored structure and section titles come from the Pearson VUE Texas Insurance Supplement effective September 1, 2026. Confirm candidate requirements on the current Pearson VUE document before you sit.
- How many questions are scored on the Texas Life & Health exam?
- The official outline allocates 130 scored items across 13 sections. The live exam also includes unscored pretest items that this guide does not simulate.
- Do I need an account for the free 15-question check?
- No. The free check does not require email or a card. Results name the outline sections you missed. They are not a pass prediction.
Reviews
3 reviews
Maya E.Texas Life & Health · 2 weeks agook so i was just grinding random questions and getting the SAME stuff wrong every time. did the free 15 and it actually grouped it... i kept mixing up appointment vs license and…
Dre W.Texas Life & Health · Aug 19, 2026explanations are actually long which i needed, not those one-line rationales that dont help anybody. after you miss it shows the distinction then asks the same idea with new…
Priya N.Texas Life & Health · 1 month agowish the free one had more than 15 but whatever. i like that it doesnt drip the answer after every click, i was using that as a crutch on other apps. the full practice screen with…
Response from ExamRefine
yeah the free check is 15 on purpose so the map is a diagnosis, not a score dump. timed 130 is on the life & health practice page after you finish.
1 month ago
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Independent exam preparation
ExamRefine is not the official exam, an approved prelicensing course, or a guarantee of licensure. It is not affiliated with or endorsed by the Texas Department of Insurance, Pearson VUE, or any insurer. Questions are original and mapped to official public sources. They are not recalled live-exam items.