Texas Life & Health · Outline section
General knowledge VI: Health policy provisions, clauses, and riders
15 scored items on the September 2026 official outline. Deductible, coinsurance, out-of-pocket limits, grace periods by premium mode, and renewability wording. Arithmetic and definitions are both in play.
Official locator: Pearson VUE Texas Insurance Supplement, printed page S5, General Knowledge Section VI
Statutes to keep open
- Texas Insurance Code Chapter 1201
§1201.271 — application alteration
Mix-ups this section punishes
- Confusing coinsurance with a copayment dollar amount.
- Applying the life grace-period statute to a health policy without checking Chapter 1201.
- Treating “guaranteed renewable” as “noncancellable.”
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