Texas Life & Health · Outline section
General knowledge II: Policy riders, provisions, options, and exclusions
15 scored items on the September 2026 official outline. Riders and standard provisions. Waiver of premium, guaranteed insurability, settlement options, and nonforfeiture are separate tools — they are not interchangeable labels.
Official locator: Pearson VUE Texas Insurance Supplement, printed page S4, General Knowledge Section II
Statutes to keep open
- Texas Insurance Code Chapter 1101
§1101.005 grace period · §1101.006 incontestability
Common mistakes to avoid
- Using “guaranteed insurability” as a premium-waiver substitute.
- Treating a cost-of-living rider as a disability waiver.
- Forgetting that nonforfeiture is a life-policy cash-value rule, not a health rider.
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